QUALIFYING FOR
A MORTGAGE

We are proud to announce that Peak Mortgage Company is one of the largest brokerages in BC that offers residential lending services. You and your family will be offered personalized mortgage packages and the best mortgage rates with our dedication. Regardless of your current financial situation, we will provide you with the simplest process with the most amount of comfort. From purchasing your first property to refinancing, renewing your mortgage, or making improvements to your homes, Peak Mortgage Company provides flexible options and various benefits to fulfill your needs. 

Owner-occupied mortgages may seem confusing, but it’s simpler than a regular residential mortgage. There are only a few differences between an owner-occupied investment and a standard housing purchase, and the key one is that renting payments will generate a significant amount of income for you. When applying, portions of the additional income from the investment will be included in our assessment, meaning we can offer you a larger mortgage with the same attractive rate - giving you the ability to purchase a house with a higher value than you otherwise would.